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*may not be midnight local time in some states.

The After Business Day Cut-off transaction deadline is based on the state where you opened your account and is listed in the table below:Īfter Business Day Cut-off Transaction Deadline: State Where Account Was Opened*Īfter Business Day Cut-off Transaction DeadlineĪR,AZ,CA,IA,ID,IL,IN,KS,MI,MO,NM,NV,OK,OR,TX,WAĬT,DC,DE,FL,GA,MA,MD,ME,NC,NH,NJ,NY,PA,RI,SC,TN,VA However, the debits may cause you to incur overdrafts, returned items and related fees. The credits can help you avoid overdrafts, returned items and related fees.

This process may impact when fees apply to your accounts. For further information regarding stop payments, stop payment fees or regarding bank and customer responsibilities, please refer to your Deposit Agreement and Disclosures brochure.Ĭertain transactions you make to your checking accounts after the business day cut-off and before midnight* are included in the balance we use to pay transactions that night.

We ask that you contact us if any information on the confirmation is not correct. A stop payment on a personal check will be effective for 6 months. The stop payment cannot be placed on an item that has already been presented. If the amount and check number are not exact, the check may be paid. You will need to provide the following information: check number, date written, exact amount, and payee. To request a stop payment via Online Banking, please select the account and click Stop payment on a check under Services. to 5 p.m., local time or by calling the number on your statement. You can request a stop payment on a personal check via Online Banking or by calling customer service at 1.800.432.1000 Monday through Friday from 7 a.m. Submit your request in writing to Bank of America, PO Box 982234, El Paso, TX 79998-2234.Be sure to have all account owners sign the letter and tell us how you would like to receive your balance, if any. Visit a local financial center to speak with a personal banker.To close your account, please ensure that you have canceled any recurring debits or credits linked to your account and your outstanding transactions have cleared. Call us at 800.432.1000 if we can assist you in any way. If we can improve your banking experience with us, please let us know what we can do. We're sorry to hear that you want to close your account.